You send
XRP XRP
XRP is the native asset of the XRP Ledger, a payments-focused blockchain live since 2012 that settles transactions in a few seconds.
- Network
- XRP Ledger
- Address
- Starts with r
XRP → ZEC
Swap XRP to Zcash without KYC
Swap
live ratesYou get
No account · No email · Non-custodial · All fees included
In shortTo swap XRP (XRP) to Zcash (ZEC) without KYC, enter the amount, paste your ZEC address and send your XRP to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.
Indicative rate1 XRP ≈ 0.0010639 ZECbest of 7 offers · updated
- No KYC by default
- No account
- Fixed or floating
- Non-custodial
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
XRP to ZEC at a glance
Zcash is a privacy coin, which makes XRP to ZEC one of the most common privacy swaps. The exchange receives a public XRP transaction and pays you ZEC; from then on, what you do with that ZEC is shielded by Zcash's own protocol rather than by any promise from an intermediary.
Your ZEC is paid on Zcash. Use an address that is a transparent t-address (unified addresses are not supported).
XRP to ZEC conversion table
| You send | You get (estimate) |
|---|---|
| 40 XRP | ≈ 0.0425558 ZEC |
| 100 XRP | ≈ 0.10639 ZEC |
| 200 XRP | ≈ 0.212779 ZEC |
| 400 XRP | ≈ 0.425558 ZEC |
| 1,000 XRP | ≈ 1.0639 ZEC |
| 2,000 XRP | ≈ 2.12779 ZEC |
Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.
Pair details
- You send
- XRP (XRP) on XRP Ledger
- You receive
- Zcash (ZEC) on Zcash
- KYC
- None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
- Account
- Not required. No sign-up, no email
- Indicative rate
- 1 XRP ≈ 0.0010639 ZEC
- Minimum amount
- About 2.9 XRP
- Maximum amount
- About 905,000 XRP
- Rate types
- Floating and fixed
- XRP deposit confirmation
- A few seconds
- Memo / tag
- Not used for this pair's payout
- Custody
- Non-custodial: wallet → exchange → your wallet
How to swap XRP to ZEC
Four steps, with no account at any of them. Most of the wait is your XRP deposit confirming on XRP Ledger.
- 1
Enter the XRP amount
Type how much XRP you want to swap (minimum about 2.9 XRP). The ZEC you will receive updates live.
- 2
Check the quote
A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.
- 3
Add your ZEC address
Paste the Zcash address where you want to be paid. A refund address for your XRP is optional but recommended.
- 4
Send XRP, receive ZEC
Send the exact amount to the deposit address on XRP Ledger. After it confirms (a few seconds), the ZEC is sent to your address.
About XRP and Zcash
Check the network and the address format on both sides before you send. A swap can only pay the address it was given.
You receive
Zcash ZEC
Zcash is a privacy cryptocurrency launched in 2016 that uses zk-SNARK zero-knowledge proofs to enable shielded transactions.
- Network
- Zcash
- Address
- Is a transparent t-address (unified addresses are not supported)
Ways to swap XRP to ZEC, compared
The same swap can be done four ways. This is how they differ on privacy, custody and price.
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native XRP and ZEC | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | 20+ exchanges and swap networks, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for XRP to ZEC | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
XRP to ZEC: questions and answers
How do I swap XRP to ZEC without KYC?
Enter the XRP amount on this page, paste your ZEC address and send your XRP to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The ZEC is paid directly to your wallet.
What is the XRP to ZEC exchange rate?
At the last update, 1 XRP ≈ 0.0010639 ZEC (the best of 7 offers for 200 XRP). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.
What are the minimum and maximum for XRP to ZEC?
The minimum is about 2.9 XRP and the maximum about 905,000 XRP. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
How long does a XRP to ZEC swap take?
Usually around 8 min. Most of that is waiting for your XRP deposit to confirm on XRP Ledger, which takes a few seconds. There is no verification step, so nothing else adds to the wait.
Is swapping XRP to ZEC anonymous?
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your XRP deposit is a public transaction on XRP Ledger, but once you hold ZEC its transactions hide sender, receiver and amount by design.
Which ZEC address should I use?
Your ZEC is paid on Zcash. Use an address that is a transparent t-address (unified addresses are not supported). Always use an address in a wallet you control and double-check the first and last characters before sending.
What fees are included in the XRP to ZEC rate?
Everything. The exchange's spread, the Zcash network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own XRP Ledger network fee to send the deposit.
Can I swap ZEC back to XRP?
Yes. The reverse direction, ZEC to XRP, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.
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