In shortTo swap USD Coin (Base) (USDC) to Monero (XMR) without KYC, enter the amount, paste your XMR address and send your USDC to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and routes your swap to the offer that pays the most XMR. No account, email or ID is needed.
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
Monero is a privacy coin, which makes USDC to XMR one of the most common privacy swaps. The exchange receives a public USDC transaction and pays you XMR; from then on, what you do with that XMR is shielded by Monero's own protocol rather than by any promise from an intermediary.
Your XMR is paid on Monero. Use an address that starts with 4 or 8.
Type how much USDC you want to swap (minimum about 6.91 USDC). The XMR you will receive updates live.
The top no-KYC offer is preselected. Open 'All offers' to compare fixed and floating rates, speed and each exchange's KYC rating.
Paste the Monero address where you want to be paid. A refund address for your USDC is optional but recommended.
Send the exact amount to the deposit address on Base. After it confirms (about a minute), the XMR is sent to your address.
You send
USD Coin (USDC) is a US-dollar stablecoin issued by Circle and backed by cash and short-dated US Treasuries. It circulates on Ethereum, Solana, Base and many other chains.
You receive
Monero is a privacy-focused cryptocurrency launched in 2014. Ring signatures, stealth addresses and RingCT hide the sender, receiver and amount of every transaction by default.
Need a different network? USDC (ERC-20) to XMR · USDC (Solana) to XMR · USDC (Arbitrum) to XMR · USDC (Polygon) to XMR · USDC (BEP-20) to XMR
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native USDC and XMR | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | Best of 20+ exchanges, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for USDC to XMR | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
Enter the USDC amount on this page, choose an offer, paste your XMR address and send your USDC to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and by default it only shows exchanges rated A for KYC, meaning providers that do not run identity checks. The XMR is paid directly to your wallet.
The rate moves with the market every few seconds and depends on the amount. The calculator at the top of this page requests live quotes from 20+ exchanges and shows the best current USDC to XMR rate for the amount you enter.
The minimum is about 6.91 USDC and the maximum about 2,157,973 USDC. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
Usually 5 to 30 minutes. Most of that is waiting for your USDC deposit to confirm on Base, which takes about a minute. There is no verification step, so nothing else adds to the wait.
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your USDC deposit is a public transaction on Base, but once you hold XMR its transactions hide sender, receiver and amount by design.
Your XMR is paid on Monero. Use an address that starts with 4 or 8. Always use an address in a wallet you control and double-check the first and last characters before sending.
Everything. The exchange's spread, the Monero network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Base network fee to send the deposit.
Yes. The reverse direction, XMR to USDC (Base), works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.
