You send
Bitcoin (Lightning) BTC
The Lightning Network is a layer-2 payment protocol on top of Bitcoin that settles BTC payments in seconds for very low fees.
- Network
- Lightning Network
- Address
- Is a Lightning invoice (lnbc...)
BTC → XLM
Swap Bitcoin (Lightning) to Stellar without KYC
Swap
live ratesYou get
No account · No email · Non-custodial · All fees included
In shortTo swap Bitcoin (Lightning) (BTC) to Stellar (XLM) without KYC, enter the amount, paste your XLM address and send your BTC to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.
- No KYC by default
- No account
- Fixed or floating
- Non-custodial
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
BTC (Lightning) to XLM at a glance
Bitcoin and Stellar live on different blockchains, and this swap uses the native assets on both, with no bridge contract and no wrapped token. The exchange receives BTC on Lightning Network and pays out XLM on Stellar.
Your XLM is paid on Stellar. Use an address that starts with G. If your wallet or exchange gave you a memo, enter it as well; for a personal wallet it can usually be left empty.
Pair details
- You send
- Bitcoin (Lightning) (BTC) on Lightning Network
- You receive
- Stellar (XLM) on Stellar
- KYC
- None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
- Account
- Not required. No sign-up, no email
- Minimum amount
- About 0.000064 BTC
- Maximum amount
- About 20 BTC
- Rate types
- Floating and fixed
- BTC deposit confirmation
- A few seconds
- Memo / tag
- XLM may need a memo (exchange deposits)
- Custody
- Non-custodial: wallet → exchange → your wallet
How to swap BTC (Lightning) to XLM
Four steps, with no account at any of them. Most of the wait is your BTC deposit confirming on Lightning Network.
- 1
Enter the BTC amount
Type how much BTC you want to swap (minimum about 0.000064 BTC). The XLM you will receive updates live.
- 2
Check the quote
A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.
- 3
Add your XLM address
Paste the Stellar address where you want to be paid, plus a memo if you were given one. A refund address for your BTC is optional but recommended.
- 4
Send BTC, receive XLM
Send the exact amount to the deposit address on Lightning Network. After it confirms (a few seconds), the XLM is sent to your address.
About Bitcoin and Stellar
Check the network and the address format on both sides before you send. A swap can only pay the address it was given.
You receive
Stellar XLM
Stellar is a payments network launched in 2014. XLM (lumens) is its native asset, used for fees and as a bridge currency.
- Network
- Stellar
- Address
- Starts with G
Need a different network? BTC (Bitcoin) to XLM
Ways to swap BTC (Lightning) to XLM, compared
The same swap can be done four ways. This is how they differ on privacy, custody and price.
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native BTC and XLM | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | 20+ exchanges and swap networks, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for BTC to XLM | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
BTC (Lightning) to XLM: questions and answers
How do I swap BTC (Lightning) to XLM without KYC?
Enter the BTC amount on this page, paste your XLM address and send your BTC to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The XLM is paid directly to your wallet.
What is the BTC (Lightning) to XLM exchange rate?
The rate moves with the market every few seconds and depends on the amount. The calculator at the top of this page requests live quotes from 20+ exchanges and shows the best current BTC to XLM rate for the amount you enter.
What are the minimum and maximum for BTC (Lightning) to XLM?
The minimum is about 0.000064 BTC and the maximum about 20 BTC. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
How long does a BTC (Lightning) to XLM swap take?
Usually 5 to 30 minutes. Most of that is waiting for your BTC deposit to confirm on Lightning Network, which takes a few seconds. There is no verification step, so nothing else adds to the wait.
Is swapping BTC (Lightning) to XLM anonymous?
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Both Lightning Network and Stellar are public ledgers, though, so the transactions themselves are visible on-chain. For on-chain privacy, swap into a privacy coin such as Monero.
Which XLM address should I use?
Your XLM is paid on Stellar. Use an address that starts with G. If your wallet or exchange gave you a memo, enter it as well; for a personal wallet it can usually be left empty. Always use an address in a wallet you control and double-check the first and last characters before sending.
What fees are included in the BTC (Lightning) to XLM rate?
Everything. The exchange's spread, the Stellar network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Lightning Network network fee to send the deposit.
Can I swap XLM back to BTC (Lightning)?
Yes. The reverse direction, XLM to BTC (Lightning), works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.
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